FAQs Archive - BlueChip Auto Glass

Q: I think that I have auto glass coverage. Is there any way to verify this without calling my agent?

At Blue Chip Auto Glass we are well versed in handling auto glass insurance claims from start to finish. If you are uncertain about your auto glass coverage simply call us today and we can contact your insurance company for you. We can usually have an answer with about 5 minutes. Once your coverage is verified we can schedule your Phoenix windshield replacement at a time and location that is convenient for you. If you don’t have coverage we can offer a competitive quote.

Q: If I file an insurance claim for auto glass won’t my rates go up?

This is the most common insurance related question that we receive. In most cases, filing an auto glass claim has no effect on your annual insurance premium. We say usually to protect ourselves because is it is impossible to monitor every insurance company, but in more than 10 years we haven’t ever heard of an insurance company increasing the premiums of a customer for filing an auto glass claim. This is because auto glass coverage in Arizona (and a few other states) is handled differently than in the rest of the country. In Arizona, insurance companies are required by law to offer their customers zero deductible, full auto glass replacement coverage. (In other states, there is usually some kind of deductible.) This is due to the fact that glass damage is such a common occurrence due to our climate and terrain. This auto glass breakage coverage is considered an endorsement separate from the comprehensive coverage and typically adds a specific cost to the total policy premium. Because this coverage is purchased for the specific purpose of reimbursing consumers for the cost of repairing or replacing their auto glass in Phoenix and surrounding areas, you should never hesitate to use the coverage and file a claim if you have damage. If you are afraid to use the auto glass coverage then you should remove it from your policy and save yourself the money your insurance company is charging you for it.

2214 W. BELL RD. PHOENIX, AZ 85023

bluechipglass@gmail.com

Mon – Fri: 7:30 a.m. – 5:00 p.m.

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Trusted & Reliable Experience

Our success is gauged by tracking the number of repeat customers, which won’t increase unless we continue to do the job right the first time. In order to do so, we have committed to very key aspects that produce quality service.

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Lifetime guarantee on windshield replacements
Only hiring experienced National Glass Association (NGA) certified auto glass installers
Requiring all our auto glass specialists to receive certification in the Sika Urethane system (our choice in urethane)
Following guidelines established by the Auto Glass Replacement Safety Standards Council (AGRSS)
Contacting customers after the job is complete in order to evaluate our service and make necessary improvements to our auto glass service

Call (602) 885-5330

2214 W Bell Rd, Phoenix, AZ 85023