I have heard that chip repairs are always covered by insurance and not subject to a deductible. Is this true?

In many cases (especially in Arizona) your auto policy will cover chip repair damage and your deductible won’t apply. This is usually the case if you have comprehensive coverage. If you only carry liability coverage, chip repairs are usually not covered. Once again you can call one of our auto glass representatives and they can help to determine the extent of your windshield or auto glass coverage.